What is Home Insurance?
Homeowners Insurance compensates you for losses to your home and your possessions inside it, so purchasing a homeowners insurance policy provides added security for your investment. Homeowners insurance also protects you if you’re legally liable for someone’s injuries on your property, as well as from financial losses caused by storms, fire, theft and other events outlined in your policy.
Different companies offer different homeowners insurance coverages, so choosing the right policy means finding the right mix of coverages to meet your needs.
Generally, a standard homeowners insurance policy protects the following:
Often, for an additional fee, you can select optional homeowners insurance coverages, including:
To make shopping for the right homeowners insurance policy easier, take an inventory of what you own to decide what level of
coverage makes you comfortable. Once you know your coverage level, get a homeowners insurance quote and choose the
policy that’s right for you.