Critical Illness Insurance
- Some 1.4 million Americans were diagnosed with cancer cases (this year). American women have a 63% chance of living at least five years after a cancer diagnosis (for men it’s 66%).
- Every 40 seconds someone in the US has a stroke. 600,000 people will experience their first stroke (this year). 10% of stroke victims recover almost completely; 25% recover with minor impairments; 15 percent die shortly after the stroke.
- Every 34 seconds, an American will suffer a heart attack. 785,000 will have a new coronary attack (this year). Where defibrillation is provided within 5 to 7 minutes, the survival rate from sudden cardiac arrest is as high as 30-45%.
- 1.5 million Americans will declare bankruptcy this year. 60% are due to medical bills (up 50% over 6 years). 78% had health insurance but were impacted by deductibles, co-payments and uncovered expenses + living expenses.
What Is The Risk Of Having Cancer ?
- There were 1.4 million cancer cases in the U.S. (2008): Men: 745,180, Women: 692,000
- Estimated cancer deaths: Men: 294,120, Women: 271,530
- Most common cancers – men: Prostate (25%), lunch & bronchus (15%), colon (10%), urinary (7%)
- Most common cancers – women: Breast (26%), lunch & bronchus (14%), colon (10%), uterine (6%)
What Is The Risk Of Having A Heart Attack ?
- An estimated 80 million American adults (one in three) have one or more types of cardiovascular disease.
- 785,000 Americans will have a new coronary attack (this year) and 470,000 will have a recurrent attack.
- Every 34 seconds, an American will suffer a heart attack. Estimated direct cost of CGD is $165.4 billion.
- The average age of a person having a first heart attack is 64.5 for men and 70.3 for women.
- Annual number of diagnosed heart attacks:
Ages 35-44: Men: 30,000 Women: 10,000
Ages 45-64: Men: 265,000 Women: 95,000
Ages 65-74: Men: 180,000 Women: 95,000
- From 1995-2005 the death rate from Coronary Heart Disease declined 34.3 percent.
What Is The Risk Of Having A Stroke ?
- Each year about 600,000 people experience their first stroke and 185,000 have a recurrent stroke.
- Every 40 seconds someone in the US has a stroke.
- African Americans have almost twice the risk of first-ever stroke compared with whites.
- Stroke is the leading cause of serious, long-term disability in the U.S.
- The estimated direct and indirect cost of stroke for 2009 is $68.9 billion.
- The median survival time (in years) following a first stroke is:
At ages 60-69: 6.8 years for men and 7.4 years for women.
At ages 70-79: 5.4 for men and 6.4 for women.
- After stroke, women have greater disability than men. 34% were disabled 6 months after vs. 15% men.
What Are The Chances I Will Survive ?
- 10% of stroke victims recover almost completely, 25% recover with minor impairments.
- US women have a 63% chance of living at least five years after a cancer diagnosis (for men it’s 66%).
- About 90% of people who suffer a heart attack survive if they arrive at the hospital alive.
- Women are more likely to die from their first heart attack than men are (38 percent vs. 25 percent).
- Of those who survive, 46% of women and 22% of men will become disabled with heart failure within six years, and 25% of women and 18% of men will have another heart attack within six years.