Antique and Classic Auto Insurance - The Insurance Suite.com
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Antique and Classic Auto Insurance

Antique and Classic Auto Insurance.

The Insurance Suite has multiple carriers for Antique and Classic Auto insurance to best fit your needs. Understanding the difference will assist us in customizing a policy that will protect your investment. Below are some of the notable differences. Please note all carriers can offer different options for you and your Classic Auto.

 

 

Antique Auto is defined as a private passenger auto 25 years or older and meets the following criteria:

 

  • Maintained primarily for use in exhibitions, club activities, parades or other functions of public interest and only occasionally used for pleasure.
  • Not used for any business or commercial use, including incidental activities
  • Not driven to or from work, school or used in business
  • Not driven in races, rallies or in similar activities, or in any kind of speed or timed test
  • Not altered or modified, no hot rods, street rods, “funny” cars, customized show cars or similar vehicles
  • Vehicle may be used occasionally for other purposes such as weekend or so called “Sunday driving”

Classic Auto is defined as a private passenger auto 10 years or older and meets the following criteria:

 

  • Not used for any business or commercial use, including incidental activities
  • Not driven in races, rallies or in similar activities, or in any kind of speed or timed test
  • May be occasionally driven to work or school, occasional use does not mean driving to and from work or school every day of the week

 

Modified Classic Auto is defined as any vehicle that has been altered to significantly enhance performance, increase value or change the appearance of the original stock vehicle.

 

Some examples:

  • Raised suspension
  • Chopped top
  • Different Engine
  • Custom paint job
  • Lift kit
  • Roll bar
  • Custom Upholstery
  • Different interior

Got questions? Contact us HERE! 

 

 

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